{"id":4467,"date":"2022-06-29T17:35:37","date_gmt":"2022-06-29T17:35:37","guid":{"rendered":"http:\/\/www.mluis.adv.br\/?p=4467"},"modified":"2022-06-29T17:35:37","modified_gmt":"2022-06-29T17:35:37","slug":"instituicao-financeira-com-onus-de-provar-autenticidade","status":"publish","type":"post","link":"https:\/\/www.mluis.adv.br\/en\/instituicao-financeira-com-onus-de-provar-autenticidade\/","title":{"rendered":"Institui\u00e7\u00e3o Financeira com \u00d4nus de Provar Autenticidade"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;--awb-margin-bottom:0px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-1\"><p><span data-contrast=\"auto\">Ap\u00f3s uma an\u00e1lise realizada pela Segunda Se\u00e7\u00e3o do Superior Tribunal de Justi\u00e7a (STJ) sob rito dos recursos especiais repetitivos, foi estabelecida a tese de que nas rela\u00e7\u00f5es processuais do direito consumidor, as institui\u00e7\u00f5es financeiras ter\u00e3o o \u00f4nus de provar a autenticidade da assinatura em contrato banc\u00e1rio, quando essa for impugnada pelo consumidor\/autor.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559731&quot;:2127,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">A tese apresentada tem como base uma exce\u00e7\u00e3o \u00e0 regra disposta no artigo 429 do CPC\/2015, apontada no voto do ministro Marco Aur\u00e9lio Bellize, em que a incumb\u00eancia de comprovar que algum documento \u00e9 falso ou que houve um preenchimento abusivo, quando essa for impugnada, dever\u00e1 ser feita pela parte que apresentou a prova ao processo. <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559731&quot;:2127,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Contudo, o entendimento do STJ deixou claro que a obriga\u00e7\u00e3o de provar a veracidade n\u00e3o poder\u00e1 submeter a parte contr\u00e1ria ao pagamento das custas produzidas por ela, desde que n\u00e3o tenha reca\u00eddo para si a responsabilidade de arcar com as consequ\u00eancias jur\u00eddicas do processo.\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559731&quot;:2127,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Portanto, \u00e9 \u00f4nus das institui\u00e7\u00f5es financeiras comprovar a veracidade de assinaturas presentes em contratos banc\u00e1rios, contanto que seja impugnado pela outra parte. Logo, \u00e9 importante salientar que a nova tese do STJ alega que o fornecedor, nas rela\u00e7\u00f5es do direito do consumidor, dever\u00e1 entender que ser\u00e1 seu \u00f4nus, em regra, demonstrar a veracidade na assinatura presente no contrato demonstrado.\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559731&quot;:2127,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p>Entre em contato com o Autor: <a href=\"http:\/\/www.mluis.adv.br\/en\/nossa-equipe\/luis-andrade\/\"><span class=\"TextRun SCXW116693964 BCX0\" lang=\"PT-BR\" xml:lang=\"PT-BR\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW116693964 BCX0\">Lu\u00eds Ant\u00f4nio Gon\u00e7alves de Andrade<\/span><\/span><\/a>, advogado<\/p>\n<p>Autora: <span class=\"TextRun SCXW110709714 BCX0\" lang=\"PT-BR\" xml:lang=\"PT-BR\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW110709714 BCX0\">Maria Beatriz Gomes de Melo Gardelli<\/span><\/span><\/p>\n<\/div><div class=\"fusion-section-separator section-separator rounded-split fusion-section-separator-1 rounded-split-separator\" style=\"--awb-spacer-height:71px;--awb-svg-margin-left:0;--awb-svg-margin-right:0;\"><div class=\"fusion-section-separator-svg\"><div class=\"rounded-split top\" style=\"background-color:#f6f6f6;\"><\/div><\/div><div class=\"fusion-section-separator-spacer\"><div class=\"fusion-section-separator-spacer-height\"><\/div><\/div><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"margin-left: auto;margin-right: auto;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;border-color:#e0dede;border-top-width:1px;\"><\/div><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-equal-height-columns\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-0 fusion_builder_column_inner_5_6 5_6 fusion-five-sixth fusion-column-first\" style=\"--awb-bg-size:cover;width:83.333333333333%;width:calc(83.333333333333% - ( ( 4% ) * 0.83333333333333 ) );margin-right: 4%;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-column-content-centered\"><div class=\"fusion-column-content\"><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"--awb-margin-bottom:5px;\"><h3 class=\"title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:18;--minFontSize:18;line-height:1.5;\"><h2><strong>Mais informa\u00e7\u00f5es<\/strong><\/h2><\/h3><\/div><div class=\"fusion-text fusion-text-2\"><p><a href=\"http:\/\/www.mluis.adv.br\/en\/areas-de-atuacao\/direito-empresarial\/\"><b><span data-contrast=\"auto\">Empresarial, contratos e arbitragem:<\/span><\/b><\/a><span data-contrast=\"auto\">\u00a0<a href=\"http:\/\/www.mluis.adv.br\/en\/nossa-equipe\/daniel-tavela-luis\/\">Daniel Tavela Lu\u00eds<\/a> (<a href=\"mailto:daniel@mluis.adv.br\">daniel@mluis.adv.br<\/a>)\u00a0<\/span><\/p>\n<\/div><div class=\"fusion-text fusion-text-3\"><p><a href=\"http:\/\/www.mluis.adv.br\/en\/areas-de-atuacao\/direito-tributario\/\"><b><span data-contrast=\"auto\">Tribut\u00e1rio e contencioso:<\/span><\/b><\/a><span data-contrast=\"auto\">\u00a0<a href=\"http:\/\/www.mluis.adv.br\/en\/nossa-equipe\/victor-nobrega-luccas\/\">Victor N\u00f3brega Luccas<\/a> (<\/span><a href=\"mailto:victor@mluis.adv.br\"><span data-contrast=\"none\">victor@mluis.adv.br<\/span><\/a><span data-contrast=\"auto\">)\u00a0\u00a0<\/span><span data-ccp-props=\"{\" data-wac-het=\"1\">\u00a0<\/span><\/p>\n<\/div><div class=\"fusion-text fusion-text-4\"><h3>Se preferir, v\u00e1 at\u00e9 a p\u00e1gina <a href=\"http:\/\/www.mluis.adv.br\/en\/contato\/\"><strong><em>contato<\/em><\/strong><\/a> e fale conosco.<\/h3>\n<\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><\/p>","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"class_list":["post-4467","post","type-post","status-publish","format-standard","hentry","category-empresas"],"_links":{"self":[{"href":"https:\/\/www.mluis.adv.br\/en\/wp-json\/wp\/v2\/posts\/4467","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mluis.adv.br\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mluis.adv.br\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mluis.adv.br\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mluis.adv.br\/en\/wp-json\/wp\/v2\/comments?post=4467"}],"version-history":[{"count":1,"href":"https:\/\/www.mluis.adv.br\/en\/wp-json\/wp\/v2\/posts\/4467\/revisions"}],"predecessor-version":[{"id":4468,"href":"https:\/\/www.mluis.adv.br\/en\/wp-json\/wp\/v2\/posts\/4467\/revisions\/4468"}],"wp:attachment":[{"href":"https:\/\/www.mluis.adv.br\/en\/wp-json\/wp\/v2\/media?parent=4467"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mluis.adv.br\/en\/wp-json\/wp\/v2\/categories?post=4467"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mluis.adv.br\/en\/wp-json\/wp\/v2\/tags?post=4467"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}